All 32 CalPERS Benefit Factor Charts
Every official benefit factor table, organized by category
School
State Miscellaneous & Industrial
2% at 55 — State Miscellaneous & Industrial
Classic state miscellaneous & industrial members
Min
age 50
1.100%
Ref
age 55
2.000%
Max
age 63.75
2.500%
Open calculator →
2% at 60 — State Miscellaneous & Industrial
Classic state miscellaneous & industrial members
Min
age 50
1.092%
Ref
age 60
2.000%
Max
age 63.75
2.418%
Open calculator →
2% at 62 — State Miscellaneous & Industrial
PEPRA state miscellaneous & industrial members hired on or after 1/1/2013
Min
age 50
0.842%
Ref
age 62
2.000%
Max
age 67.75
2.500%
Open calculator →
1.25% at 65 — State Miscellaneous & Industrial
Classic state miscellaneous & industrial members (older formula)
Min
age 50
0.500%
Ref
age 65
1.250%
Max
age 65.75
1.250%
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1.25% at 67 — State Miscellaneous & Industrial
Classic state miscellaneous & industrial members (older formula)
Min
age 55
0.770%
Ref
age 67
1.250%
Max
age 67.75
1.250%
Open calculator →
State Safety
2% at 50 — State Safety
Classic state safety members
Min
age 50
2.000%
Ref
age 50
2.000%
Max
age 55.75
2.700%
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2% at 55 — State Safety
Classic state safety members
Min
age 50
1.426%
Ref
age 55
2.000%
Max
age 55.75
2.000%
Open calculator →
2% at 57 — State Safety
Classic state safety members
Min
age 50
1.426%
Ref
age 57
2.000%
Max
age 57.75
2.000%
Open calculator →
2.5% at 55 (State Safety) — State Safety
Classic state safety members
Min
age 50
1.700%
Ref
age 55
2.500%
Max
age 55.75
2.500%
Open calculator →
2.5% at 55 (Peace Officers & Firefighters) — State Safety
Classic state peace officers & firefighters
Min
age 50
2.000%
Ref
age 55
2.500%
Max
age 55.75
2.500%
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2.5% at 57 — State Safety
Classic state safety members
Min
age 50
2.000%
Ref
age 57
2.500%
Max
age 57.75
2.500%
Open calculator →
2.5% at 60 — State Safety
Classic state safety members
Min
age 50
1.426%
Ref
age 60
2.500%
Max
age 60.75
2.500%
Open calculator →
2.7% at 57 — State Safety
PEPRA state safety members hired on or after 1/1/2013
Min
age 50
2.000%
Ref
age 57
2.700%
Max
age 57.75
2.700%
Open calculator →
3% at 50 — State Safety
Classic state safety members (highest factor formula)
Min
age 50
3.000%
Ref
age 50
3.000%
Max
age 55.75
3.000%
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3% at 55 — State Safety
Classic state safety members
Min
age 50
2.400%
Ref
age 55
3.000%
Max
age 55.75
3.000%
Open calculator →
Local Miscellaneous
1.5% at 65 — Local Miscellaneous
Classic local miscellaneous members (older formula)
Min
age 50
0.500%
Ref
age 65
1.500%
Max
age 65.75
1.500%
Open calculator →
2% at 55 — Local Miscellaneous
Classic local miscellaneous members
Min
age 50
1.426%
Ref
age 55
2.000%
Max
age 63.75
2.418%
Open calculator →
2% at 60 — Local Miscellaneous
Classic local miscellaneous members
Min
age 50
1.092%
Ref
age 60
2.000%
Max
age 63.75
2.418%
Open calculator →
2% at 62 — Local Miscellaneous
PEPRA local miscellaneous members hired on or after 1/1/2013
Min
age 50
0.842%
Ref
age 62
2.000%
Max
age 67.75
2.500%
Open calculator →
2.5% at 55 — Local Miscellaneous
Classic local miscellaneous members
Min
age 50
2.000%
Ref
age 55
2.500%
Max
age 55.75
2.500%
Open calculator →
2.7% at 55 — Local Miscellaneous
Classic local miscellaneous members
Min
age 50
2.000%
Ref
age 55
2.700%
Max
age 55.75
2.700%
Open calculator →
3% at 60 — Local Miscellaneous
Classic local miscellaneous members
Min
age 50
2.000%
Ref
age 60
3.000%
Max
age 60.75
3.000%
Open calculator →
Local Safety
2% at 50 — Local Safety
Classic local safety members
Min
age 50
2.000%
Ref
age 50
2.000%
Max
age 55.75
2.700%
Open calculator →
2% at 55 — Local Safety
Classic local safety members
Min
age 50
1.426%
Ref
age 55
2.000%
Max
age 55.75
2.000%
Open calculator →
2% at 57 — Local Safety
Classic local safety members
Min
age 50
1.426%
Ref
age 57
2.000%
Max
age 57.75
2.000%
Open calculator →
2.5% at 55 — Local Safety
Classic local safety members
Min
age 50
2.000%
Ref
age 55
2.500%
Max
age 55.75
2.500%
Open calculator →
2.5% at 57 — Local Safety
Classic local safety members
Min
age 50
2.000%
Ref
age 57
2.500%
Max
age 57.75
2.500%
Open calculator →
2.7% at 57 — Local Safety
PEPRA local safety members hired on or after 1/1/2013
Min
age 50
2.000%
Ref
age 57
2.700%
Max
age 57.75
2.700%
Open calculator →
3% at 50 — Local Safety
Classic local safety members (highest factor formula)
Min
age 50
3.000%
Ref
age 50
3.000%
Max
age 55.75
3.000%
Open calculator →
3% at 55 — Local Safety
Classic local safety members
Min
age 50
2.400%
Ref
age 55
3.000%
Max
age 55.75
3.000%
Open calculator →
CalPERS Benefit Factor Tables — Frequently Asked Questions
What are Local Miscellaneous and Local Safety formulas?▾
What is service credit?▾
Does the PEPRA salary cap affect my pension?▾
Is Classic or PEPRA better?▾
Does the day I retire affect my first COLA?▾
Related Guides
2% at 62 — Deep Explainer
The most common PEPRA formula explained
2% at 55 — Deep Explainer
The most common Classic formula explained
How the CalPERS Retirement Formula Works
Benefit factor × years × final compensation
Final Compensation Explained
Highest 12 months vs highest 36 months
How California Public Pensions Work
Overview of CalPERS, CalSTRS, and how benefits are funded
CalPERS Calculator Hub
All 32 CalPERS formulas
Disclaimer:All benefit factors are parsed directly from official CalPERS PDF publications. Each formula's calculator page links to its source PDF.